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Personal Finance By The Book

Personal Finance By The Book

How You Can Afford to Be a Stay at Home Mom

July 22, 2009 by Joe Plemon 19 Comments

How You Can Afford to be a Stay at Home Mom

Both of you work outside the home. You are expecting your first child and the wife would like to be able to quit her job and be a stay at home mom with the baby. This is very important to both of you, but can you afford all the new baby expenses? This is a […]

Filed Under: Budgeting, Dollars and Sense

Four Benefits of Your New Budget

July 21, 2009 by Joe Plemon 6 Comments

photo credit: squacco If you are like most of us you have tried budgeting and given up. But what are your choices? Never try again? If you can avoid the pitfalls (see recent post) and if you can begin reaping the budget benefits, you will develop a lifetime budgeting habit. “Wait!”, you say, “Isn’t a […]

Filed Under: Budgeting

Five Budgeting Pitfalls to Avoid

July 20, 2009 by Joe Plemon 15 Comments

Five Budgeting Pitfalls to Avoid

This post is the first of four posts of a series on budgeting. The third installment will be a guest post on Being Frugal on Wednesday, so be sure to check it out! BUDGET DIDN’T WORK? TRY TRY AGAIN. I know. I know. You have tried budgeting and it didn’t work and you gave up. […]

Filed Under: Budgeting

CONTENTMENT: A GREAT FINANCIAL PRINCIPLE

July 17, 2009 by Joe Plemon 7 Comments

photo credit: occam 1Ti 6:6 “Of course, godliness with contentment does bring a great profit.” When asked which behaviors and attitudes are important for winning financially, most people would say, “Stay out of debt” or “Live on less than you make” or simply “Save”. All great answers. But how many of you would say, “Contentment”? […]

Filed Under: Biblical Thoughts On Finance

10 Tips on How to Graduate College Debt Free

July 15, 2009 by Joe Plemon 19 Comments

10 Tips on How to Graduate College Debt Free

Prospective college students: this is for you. The choices you make on funding your college will impact your life for years to come. Sure, you can take the easy path and borrow the money. But I challenge you to be different: make sacrifices and avoid the a debt problem. No College Savings? You can still […]

Filed Under: Credit Cards, Debt

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