Annuities are legally binding contracts entered into with an insurance company to earn an annual income after retirement. At the start of the contract, you must deposit either a lump-sum payment or pay a succession of smaller payments that will accrue interest over time. There are currently three types of annuities, each with its benefits […]
Head and Not the Tail | What Does It Mean for My Finances?
You may be familiar with the bible scripture that says we should be the head and not the tail. While this scripture can refer to main things throughout your life, it is often brought up when talking about finances. There are a lot of terms used when speaking of finances, but this particular bible scripture […]
3 Approaches to Asset Allocation for New Investors
In the wake of Covid-19, many people have started to look into having multiple revenue streams. With the uncertainty many of us faced in early 2020, there is an added incentive to having multiple sources of income as well. One way to do this is to invest. Every good financial advisor will recommend using asset […]
Is a SPAC a Legitimate Investment?
While SPACs are a legitimate investment for individual investors, they usually lose out on their investment. Most experts believe that SPACs, or blank check companies, are not a good investment idea. Special purpose acquisition companies are a relatively new trend. Because investors get their money back if the SPAC doesn’t find an acquisition target, it […]
What are the Pros and Cons of Masterworks?
Masterworks is an art investment tool that charges high fees but allows the everyday person to own a share of a famous piece of art. It is an investment platform that uses the artwork as the investment portfolio. How does Masterworks work? Masterworks works much the same way as any other investment platform. You choose […]
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