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Personal Finance By The Book

Personal Finance By The Book

Best Companies and Jobs That Will Pay For College Degrees

May 24, 2022 by Bob Leave a Comment

The desire to further your education can often be hindered by your ability to juggle your financial responsibilities and dedicate time to succeeding at school. As a result, it may seem like you must choose either school or work. But believe it or not, some companies will assist you in furthering your education while simultaneously […]

Filed Under: Money, Self Improvement

5 Tips to Separate Financial Wants and Needs

May 10, 2022 by Bob Leave a Comment

For many people, deciding whether something is a ‘want’ or a ‘need’ can be incredibly difficult, especially if money is tight. However, many do not realize that learning to separate the two can seriously improve finances, allowing you to cut back on unnecessary spending and begin to save some money for when you need it. […]

Filed Under: Budgeting

How to Calculate Your Net Worth

May 6, 2022 by Bob Leave a Comment

So, you want to figure out your net worth. A person’s net worth is kind of like their net income. But in the sense that all liabilities or debts are subtracted from the value of their assets. The formula for calculating your net worth is the sum of your assets minus the sum of your […]

Filed Under: Random

14 Key Items People Forget to Budget For

April 15, 2022 by Bob Leave a Comment

A budget is the secret weapon that keeps things running smoothly at home. Of course, we all know the importance of budgeting for food, rent, travel, and so on – but what happens when the unexpected comes along? Here is our list of 14 essential items that people forget to budget for to help keep […]

Filed Under: Budgeting

Items To Never Pay Full Price For

April 14, 2022 by Bob Leave a Comment

What exactly does it mean to be smart with money? Among other things, it is about knowing what is worth your money and what’s worth holding off on until a promotion comes along.  Knowing how to shop smartly and understanding how retail stores operate can help you find incredible savings opportunities. However, there are some […]

Filed Under: Shopping

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