photo credit: h.koppdelaney With unemployment rising and more people looking for new and innovative job opportunities, it is no coincidence that Mary Kay Cosmetics reported a 22 percent increase in its new sales force in the first quarter of 2009 and Avon reported a 51 percent increase in March of its direct sales representatives. I […]
Are You Ready For Retirement?
I am almost 62 years old. Am I ready to quit working and retire? Will Social Security take care of me? Because Social Security income is intended to supplement other retirement income, it alone is not enough to take care of you. If you have no other income source, I recommend that you continue working […]
How Does Debt Snowball Work?
Q: I understand that you recommend a Debt Snowball to help people get out of debt. Could you explain how this works? A: Sure, but let me preface this by saying that unless you are ready to make radical changes in your life, the Debt Snowball or any other technique to reduce debt is not […]
How Much Is A Trillion?
Q: Joe, I hear about Congress spending a trillion dollars, but I am having trouble comprehending how much a trillion is. Do you have any illustrations that would help? A: A million is a thousand thousands. A trillion is a million millions. If you could lay a trillion thousand dollar bills end to end they […]
Should I Bail Out Mom From Financial Struggles?
Q: My mom, who is not good at money management, nevertheless handles all of her and dad’s finances. She just called to tell me that she had her car repossessed earlier this week. Mom asked me to give her $1,000 so she can get it back. She also asked me not to say anything about […]
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