Summer is prime season for home buyers, so if you are going to be selling your house, now is a great time. Take advantage of the season, but don’t do so without taking time to do it right. This is one of the largest financial transactions you will ever be involved in, so every detail […]
Are Debt Consolidation Loans a Good or Bad Idea?
Although I generally don’t recommend debt consolidation loans, I admit that there are times when such a loan can help. For example, if you have lost your job and the wolves are at the door, consolidating your debt can lower your payments and get you some room to breathe while you are getting back on […]
Case Study on Achieving Personal Financial Goals: Alline Davenport
photo credit: timtom.ch As a financial counselor, I help real people with real issues. This series on case studies will walk our readers through the process of discovering the short term and long term goals of my clients, formulating a plan to achieve those ends and then holding the client accountable to actually carry out […]
Do Things in the Right Order
photo credit: Robb North Pro 24:27 “First plant your fields; then build your barn.” from The Message translation Many times when I read Proverbs, the meaning does not immediately jump up and scream out. When I first read this one, I thought, “OooooKaaay.” Fortunately I have some great commentaries which helped me out. Wisdom is […]
Our Budget is Working…What Now?
photo credit: Matt McGee These past three posts have walked you though the process of getting your budget up and running. I pointed out the five pitfalls you will need to avoid, the four benefits of a successful budget and five steps to putting the budget in place. You have listened and you are making […]