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Personal Finance By The Book

Personal Finance By The Book

Is a College Degree Necessary For Success?

August 4, 2009 by Joe Plemon 3 Comments

Is a College Degree Necessary for Success

Quick: What do Bill Gates, Richard Branson and Michael Dell have in common? All billionaires? Right. What else? Would you believe that none of them graduated from college? In fact, they have a combined four years of college. And none of them gained their riches from family connections. They worked and made it happen on […]

Filed Under: Dollars and Sense

Case Study: Alline Davenport. Some Financial Homework

August 3, 2009 by Joe Plemon 3 Comments

photo credit: AanikaP Entry Two: May 13, 2009 The purpose of this meeting is to follow up on homework from our last meeting, discuss how the budget is working and discuss plans to help her meet her short term goal of being debt free. Homework: Alline is working on her goal of a $1,000 “Baby” […]

Filed Under: Case Studies

Healthy Skepticism Can Be a Good Thing

July 31, 2009 by Joe Plemon 1 Comment

photo credit: scorbette37 Mat 10:16 “Behold, I am sending you out as sheep in the midst of wolves, so be wise as serpents and innocent as doves.” I am a person who naturally thinks the best of people and who doesn’t like conflict.  Often, when my gut tells me something isn’t right, I dismiss that […]

Filed Under: Biblical Thoughts On Finance

Six Tips for Selling Your House

July 30, 2009 by Joe Plemon 2 Comments

Six Tips for Selling Your House

Summer is prime season for home buyers, so if you are going to be selling your house, now is a great time. Take advantage of the season, but don’t do so without taking time to do it right. This is one of the largest financial transactions you will ever be involved in, so every detail […]

Filed Under: Dollars and Sense

Are Debt Consolidation Loans a Good or Bad Idea?

July 28, 2009 by Joe Plemon 7 Comments

Although I generally don’t recommend debt consolidation loans, I admit that there are times when such a loan can help. For example, if you have lost your job and the wolves are at the door, consolidating your debt can lower your payments and get you some room to breathe while you are getting back on […]

Filed Under: Debt

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