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Personal Finance By The Book

Personal Finance By The Book

Our Identity Theft Experience

January 10, 2011 by Joe Plemon 20 Comments

“Well, it is time to go eat a frog”, my wife bemoaned recently as she was cleaning up the breakfast dishes.  She was, of course, referring to the old adage,  “If you eat a frog the first thing in the morning, the rest of your day will be better.” What was her frog? Going to […]

Filed Under: Dollars and Sense, Family, Random

5 Roth Conversion Myths

November 8, 2010 by Joe Plemon 15 Comments

2010 is the big year for Roth Conversions. The $100,000 adjusted gross income threshold is gone forever,  allowing anyone at any income level to convert their traditional IRAs to Roths.   Also, for this year and this year only, Congress has made the conversion not so painful; you are allowed to report  half of the […]

Filed Under: Investing, Random, Retirement

Create Your “No” Policies Before You Need Them

August 11, 2010 by Joe Plemon 18 Comments

Some friends recently dropped by “to talk”. Once the iced tea was served and the four of us were comfortably seated around the dining room table, I turned to Dave (fictional name) and asked, “So tell me. What’s going on?” Dave said, “Joe, you know we have been on the waiting list to move into […]

Filed Under: Random, Self Improvement

Things People Accomplished at Your Age

May 26, 2010 by Joe Plemon 12 Comments

Things People Accomplished at Your Age

Which of the following emotions are you more likely to feel when reading what other people accomplished at your age: inspiration or depression? I long ago realized that I am not a prodigy, so I am not going to lament the fact that I didn’t write my first classic novel at age 20 – something […]

Filed Under: Career, Random

Stretch the Life of Your Mower by Giving Him a Name

April 21, 2010 by Joe Plemon 30 Comments

photo credit: gfpeck I realize that the best way to stretch the life of your mower is to treat him right. But for those of us who are less than meticulous about equipment maintenance, naming him works pretty well. Read on for the story of Lazarus the Lawn Mower.

Filed Under: Dollars and Sense, Random

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