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Personal Finance By The Book

Personal Finance By The Book

Should Employers Use Credit Reports to Screen Job Candidates?

October 13, 2009 by Joe Plemon 8 Comments

photo credit: TheTruthAbout… In the midst of a national recession and rising unemployment, many who are seeking to dig themselves out of their financial woes are being hit with a double whammy: potential employers are disqualifying them from employment because of low credit scores. These employers are using a number (credit score) as a rationale […]

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Are You a Quitter? Maybe You Should Be.

October 7, 2009 by Joe Plemon 4 Comments

Most of us have grown up hearing, “Quitters never win and winners never quit.” Sound good, but is it always true? Career coach Dan Miller challenges us to consider what road we are on and, if it is the wrong one, quit and change directions. If you were driving from Paducah to Nashville and the […]

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Do Nice Guys Really Finish Last?

September 28, 2009 by Joe Plemon Leave a Comment

Leo Durocher, the fiery and controversial baseball player and manager, was famous for his statement that “Nice Guys Finish Last.” He actually co-penned an autobiography by the same name. Another Durocher quote, “Win any way you can, as long as you can get away with it”, seems to summarize his life philosophy. Durocher died in […]

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What is a Security Freeze and Other Related Questions

September 8, 2009 by Joe Plemon 5 Comments

Because I strive to be a “do it yourselfer”, I figure that my first line of defense against identity theft is what I can do on my own. My wife and I are vigilant about safeguarding our personal information, especially our Social Security numbers. We own a shredder and use it regularly. We check our […]

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How Much Is A Trillion?

July 5, 2009 by Joe Plemon 1 Comment

Q: Joe, I hear about Congress spending a trillion dollars, but I am having trouble comprehending how much a trillion is. Do you have any illustrations that would help? A: A million is a thousand thousands. A trillion is a million millions. If you could lay a trillion thousand dollar bills end to end they […]

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