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Personal Finance By The Book

Personal Finance By The Book

7 Ways Cross-Platform Services Will Impact Your Finances

January 14, 2022 by Bob Leave a Comment

The global pandemic saw an explosion in fintech services moving online to keep up with the growing demand for digital services. Therefore, many financial services such as banking and investing integrate mobile applications and online websites. Financial institutions have created innovative cross-platform services that combine digital convenience with the client satisfaction and connection associated with […]

Filed Under: Economy, Money

What to Know About the ARK Innovation ETF

December 1, 2021 by Bob Leave a Comment

Of all the Exchange Traded Funds (ETF) on the market, the ARK Innovation ETF continually surprises with its dogged focus on disruptive innovation. In laymen’s terms, the new tech products or services that is ARK focused on have the potential to change the way the world operates. These companies range between information technology and healthcare […]

Filed Under: Money

Three Different Wealth Accumulation Strategies | Which Is Best for You?

October 22, 2021 by Bob Leave a Comment

There are many ways to accumulate wealth, but not all of them are right for everyone. You can invest, be frugal or even earn more. Everyone wants to have more money, but not necessarily everyone wants to work for it. Luckily, there are several ways that you can accumulate wealth according to what you are […]

Filed Under: Budgeting, Life Planning, Money, Self Improvement Tagged With: investing, money, savings, side hustles

How Much Money Should I Have Saved at 40 for Retirement?

October 11, 2021 by Bob Leave a Comment

40s

Many people in their early years of work don’t factor in savings for their retirement, as the prospect seems too distant in the future. However, this can make a big difference in how comfortably you’ll be able to spend your retirement the time comes. Knowing how much you should ideally have saved will help keep […]

Filed Under: Life Planning, Money, Retirement

FICO or Credit Score | What’s the Difference, Anyways?

September 29, 2021 by Bob Leave a Comment

Credit Score

In the world of personal finance, it is easy to get confused by all the different terms and ratings. One of the most common questions people ask is this: what is the difference between a FICO score and a credit score? The truth is that they are both rating systems. Which credit rating system will […]

Filed Under: Credit Cards, Money

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