“Words are like the wind” Adam said with a sigh. It had been a hard couple of weeks at work and we were both growing frustrated with the lack of action being taken by upper management. Always quick to make promises, the bosses seemed to have a lot of trouble following through. It’s the kind […]
Have you ever thought about how Jonah relates to your finances? If not, you should. For those who didn’t go to Sunday school as a kid, Jonah was one of God’s prophets. He came from a rich family and was a big deal prophet of God.
Even with all the advice here at Personal Finance By The Book, you still managed to overspend this holiday season. It’s not that surprising; one-in-three Americans put their holiday on credit cards. Many more used loans, credit lines, and same-as-cash deals to pay for the big day. And with presents, eating out, travel, and increased […]
A recent article in Money Magazine provided some interesting statistics. A group of people was asked how they felt the economy would impact their lives. From questions about children to retirement and family life, the results were interesting to read. 53% of Americans aren’t sure their kids will be better off than they are. How […]
The traditional view of retirement — working for the same company your entire career and then retiring to draw a lifetime pension — is a thing of the past. Yes, some government workers continue to retire with paid pension plans, but as states and municipalities continue to fight for survival, these pension plans will also […]