Welcome to our Budgeting Series! Wait!! Don’t hit that back button just yet. You know deep down inside that you need a budget. Right? Right! So let’s make a deal. My part is to write the following four part series with the promise that each segment will be short and simple:
Were you still paying for Christmas 2009 in July of 2010? Did you have heart palpitations when you received your January credit card statements this year? Has the joy of giving become the duty of giving? Does Christmas giving spark spousal wars in your family? If you answered “yes” to any of these questions, I […]
You have seen those percentage budget plans which deftly tell you what percentage of your budget you should spend on which categories. Yes, they are a good guide, but you need to beware: giving too much credence to those percentages could get you in trouble.
Will power just doesn’t get the job done. Sure, on a day when you are feeling particularly noble you might set aside an extra $50 in your savings account or pay an extra $25 on that credit card debt. But, if you are like most of us, starting a plan and sticking with it gives […]
Budgeting is difficult enough when your income is the same each month, but that difficulty escalates when the income fluctuates. Don’t despair…you CAN learn how to budget for an irregular income by following five simple steps.