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Personal Finance By The Book

Personal Finance By The Book

Budgeting Series Part Three: Nuts, Bolts and Tips for Your New Budget

January 19, 2011 by Joe Plemon 14 Comments

Welcome to our Budgeting Series! Wait!! Don’t hit that back button just yet. You know deep down inside that you need a budget. Right? Right! So let’s make a deal. My part is to write the following four part series with the promise that each segment will be short and simple:

Filed Under: Budgeting

Budgeting Series Part Two: 5 Things Your Budget Will Do For You

January 18, 2011 by Joe Plemon 10 Comments

Welcome to our Budgeting Series! Wait!! Don’t hit that back button just yet. You know deep down inside that you need a budget. Right? Right! So let’s make a deal. My part is to write the following four part series with the promise that each segment will be short and simple:

Filed Under: Budgeting

Budgeting Series Part One: 5 Reasons Your Previous Budgeting Attempts Failed

January 17, 2011 by Joe Plemon 19 Comments

Welcome to our Budgeting Series! Wait!! Don’t hit that back button just yet. You know deep down inside that you need a budget. Right? Right! So let’s make a deal. My part is to write the following four part series with the promise that each segment will be short and simple:

Filed Under: Budgeting

How to Avoid Christmas Debt Without Becoming a Grinch … 12 Great Tips

October 6, 2010 by Joe Plemon 37 Comments

How to Avoid Christmas Debt without becoming a Grinch

Were you still paying for Christmas 2009 in July of 2010? Did you have heart palpitations when you received your January credit card statements this year? Has the joy of giving become the duty of giving? Does Christmas giving spark spousal wars in your family? If you answered “yes” to any of these questions, I […]

Filed Under: Budgeting, Dollars and Sense

Beware of Percentage Budgets

September 15, 2010 by Joe Plemon 15 Comments

Beware of Percentage Budgets

You have seen those percentage budget plans which deftly tell you what percentage of your budget you should spend on which categories.  Yes, they are a good guide, but you need to beware: giving too much credence to those percentages could get you in trouble.

Filed Under: Budgeting, Dave Ramsey

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