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Personal Finance By The Book

Personal Finance By The Book

Understanding Student Loan Forgiveness

March 12, 2021 by Bob Leave a Comment

Several programs provide student loan forgiveness. Students would need to qualify for each program’s specific requirements before receiving any benefits. Although numerous agencies and organizations offer student loan forgiveness, the strict requirement makes it hard to qualify.  The student loan is one of the largest debts in the United States. In 2020 alone, almost 70% […]

Filed Under: Student Loans

What Is Universal Life Insurance | Should I Buy It?

February 23, 2021 by Bob Leave a Comment

There are many kinds of life insurance products available on today’s market. One of the more popular ones is universal life insurance. While universal life insurance is a recognizable type of insurance, not many people know much about it. What is universal life insurance? Universal life insurance is insurance that you pay throughout your life. […]

Filed Under: Family, Insurance, Life Planning

US Cities Where Your Money Stretches the Farthest

January 22, 2021 by Bob Leave a Comment

city costs

Different cities across the United States have different costs. Why? Usually, in densely populated cities, the living costs will be higher because jobs typically pay more. Are you wondering what are the cheapest cities across the US? If so, you aren’t alone. To help you understand which cities allow you to stretch your paycheck the furthest, we […]

Filed Under: Money

5 Tips for Maintaining a Good Credit Score

January 12, 2021 by Bob Leave a Comment

Having a good credit score is the key to being able to buy just about anything you could want, within reason of course. Your credit score affects things like your ability to take out a mortgage, rent an apartment, or buy a car. In some cases, your credit score can even influence your chances of […]

Filed Under: Credit Cards, Life Planning

Life Insurance Advice for Every Age

January 7, 2021 by Bob Leave a Comment

Nowadays, almost anything you come across is insured. Insurance has become an essential aspect of people’s lives because of its benefits, flexibility, and, most importantly, security.  Having insurance is a lifesaver. You may feel like it is a waste of money when you are not using it, but if you ever damage property, you will […]

Filed Under: Insurance, Life Planning, Retirement

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