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Personal Finance By The Book

Personal Finance By The Book

How to Calculate Your Net Worth

May 6, 2022 by Bob Leave a Comment

So, you want to figure out your net worth. A person’s net worth is kind of like their net income. But in the sense that all liabilities or debts are subtracted from the value of their assets. The formula for calculating your net worth is the sum of your assets minus the sum of your […]

Filed Under: Random

14 Key Items People Forget to Budget For

April 15, 2022 by Bob Leave a Comment

A budget is the secret weapon that keeps things running smoothly at home. Of course, we all know the importance of budgeting for food, rent, travel, and so on – but what happens when the unexpected comes along? Here is our list of 14 essential items that people forget to budget for to help keep […]

Filed Under: Budgeting

Items To Never Pay Full Price For

April 14, 2022 by Bob Leave a Comment

What exactly does it mean to be smart with money? Among other things, it is about knowing what is worth your money and what’s worth holding off on until a promotion comes along.  Knowing how to shop smartly and understanding how retail stores operate can help you find incredible savings opportunities. However, there are some […]

Filed Under: Shopping

Strategies to Save Money When Family Shopping

April 7, 2022 by Bob Leave a Comment

Clothing can be expensive, even for a single person. But unfortunately, clothing gets even more costly when you have a family that needs to be clothed. So, you might be wondering how you can save some money when outfitting your family with new clothes. Here are a few ways to save money when shopping for […]

Filed Under: Budgeting, Family

How To Save Money on Spring Cleaning

April 6, 2022 by Bob Leave a Comment

When the weather starts to get warmer, it is a great time to do some spring cleaning to tidy up your living space and get rid of clutter. Cleaning up around your home does not have to cost a lot of money to have a significant impact on making you feel refreshed and ready after […]

Filed Under: Dollars and Sense, Family

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