Do people really spend more with credit cards than with cash? This topic has been beaten until blue and there seems to be no documented study which proves one way or another. Yes, many of us have heard of the Dunn and Bradstreet study (oft quoted by Dave Ramsey) that indicates people spend 12-18% more […]
Four Lessons From Some Wealthy Beggars
You see the man staggering down the sidewalk. He stumbles, falls, gets up and meanders haphazardly before falling over the curb into the street. As you extend a helping hand you realize that he is nearly naked, his tattered clothing leaving little to the imagination. Turning your head, you say, “Grab my hand and I […]
When Dreams Die
We don’t want you in the dark, friends, about how hard it was when all this came down on us in Asia province. It was so bad we didn’t think we were going to make it. We felt like we’d been sent to death row, that it was all over for us. As it turned […]
How to Get Personal Finance Taught in a Public High School
In contemplating whether to write this post, I weighed the negative aspect of “tooting my own horn” with the positive aspect of helping get more high schoolers some solid financial training. One compelling factor in my decision is that Austin Morgan at Foreigner’s Finances had already shared this info in our recent podcast interview. Soooo…the […]
Should You Roll Your 401(k) to an IRA? It’s Not A No-Brainer.
When I left my last place of employment, I rolled all of my 401(k) funds into a traditional IRA. I figured doing so was a no-brainer, but I recently read an article in Kiplinger’s Retirement Report that, while validating my decision, also gives some reasons why a rollover is not always the best course of […]
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