There are many ways to accumulate wealth, but not all of them are right for everyone. You can invest, be frugal or even earn more. Everyone wants to have more money, but not necessarily everyone wants to work for it. Luckily, there are several ways that you can accumulate wealth according to what you are […]
ROTH IRA 101 | Roth IRA Basics To Know
Whether you are in your 20s getting your first job or in your 40s and looking to save a little extra, make sure you are well informed about your retirement saving options. Roth IRAs are one way to save money. An IRA is an Individual Retirement Account. They allow you to deposit money after taxes. […]
How Much Money Should I Have Saved at 40 for Retirement?
Many people in their early years of work don’t factor in savings for their retirement, as the prospect seems too distant in the future. However, this can make a big difference in how comfortably you’ll be able to spend your retirement the time comes. Knowing how much you should ideally have saved will help keep […]
FICO or Credit Score | What’s the Difference, Anyways?
In the world of personal finance, it is easy to get confused by all the different terms and ratings. One of the most common questions people ask is this: what is the difference between a FICO score and a credit score? The truth is that they are both rating systems. Which credit rating system will […]
Can the Digit Mobile App Help Non-Savers?
There are several tricks that you can use to save. Some set automatic deposits to a savings account, for instance. Others might divide their paycheck up into labeled envelopes to keep track of spending. This works for some people, but not everyone… and that’s where the Digit Mobile App finds its niche. So, does the […]
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