photo credit: Universidad de Navarra I do a fair job of understanding personal finance, but the science of national economics seems to escape me. I therefore attempt to make some sense of macro-economics by making application of micro-economics. In other words, I ask myself, “What would happen if my wife and I did the same […]
Traditional IRA or Roth IRA: Which is Best For You?
You have come to the conclusion that you and you alone are responsible for your retirement. Good for you. You have decided to use an IRA (Individual Retirement Arrangement) as the vehicle to accomplish your goals. Good for you again. Now you are struggling with whether you should use the Traditional or the Roth IRA. […]
Reversing the Question Can Help Your Decision
photo credit: sparkle_lavalamp Have you ever seen one of those ultra close-ups of an everyday object? No matter how hard you look, you just can’t figure it out until you back away to see the entire object. Sometimes financial decisions can be like that; you only get clarity by looking from a different perspective. One […]
Biblical Admonition: Stinginess and Quick Riches Are Formula for Poverty
Pro 28:22 “A stingy man hastens after wealth and does not know that poverty will come upon him. “ The man described in this proverb has two overlapping issues: he is stingy and he hastens after wealth. Although he is racing toward poverty, he is oblivious to it. Issue One: He is stingy, a word […]
Kick Your Tires, Not Yourself: Do it yourself car transaction can save you thousands
photo credit: gprasmus With the “Cash for Clunkers” program (is it or is it not still in effect?) hiccuping along, some are getting great deals on their new cars. My advice is to take advantage of “Cash for Clunkers” only if you are planning to buy a new vehicle anyway and only if you can […]
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