Personal Finance By The Book

Believe it or not, tax season is upon us. Taking your time to prepare all your tax documents and review your financial situation from the previous year is one of the best ways to ensure you do not rush to collect everything you need to submit the night before the tax filing deadline.  Another way […]

Understanding your debt-to-income (DTI) ratio is important. Your DTI compares the amount of money you owe to your monthly income. It is a percentage that represents your gross monthly income. Everyone should know what their DTI is to promote financial growth and make better decisions with their money. If you do not know yours, it […]

Are you planning a garage sale to get rid of some things around your house? You can do some specific things that will drive more people to your garage sale, help you get rid of as much as you can, and make some money.  Keep reading if you want to ensure that your garage sale […]

Though you can get away with frugal purchases in many areas of life, there are five things that you should never skimp on: A high-quality mattress A solid set of tools Baby supplies Attire and footwear Your physical and mental health Here is why these five things are always worth the splurge. A high-quality mattress […]