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Personal Finance By The Book

Personal Finance By The Book

5 Tips for Maintaining a Good Credit Score

January 12, 2021 by Bob Leave a Comment

Having a good credit score is the key to being able to buy just about anything you could want, within reason of course. Your credit score affects things like your ability to take out a mortgage, rent an apartment, or buy a car. In some cases, your credit score can even influence your chances of […]

Filed Under: Credit Cards, Life Planning

Life Insurance Advice for Every Age

January 7, 2021 by Bob Leave a Comment

Nowadays, almost anything you come across is insured. Insurance has become an essential aspect of people’s lives because of its benefits, flexibility, and, most importantly, security.  Having insurance is a lifesaver. You may feel like it is a waste of money when you are not using it, but if you ever damage property, you will […]

Filed Under: Insurance, Life Planning, Retirement

The Best Ways To Pay for a Wedding

December 15, 2020 by Bob Leave a Comment

Your wedding is one of the most anticipated days in your life. However, planning a dream wedding is not an easy-breezy task. It requires a great deal of preparation, time, and effort. One of the biggest concerns is figuring out where and how to get enough funds to afford it without having to suffer financial […]

Filed Under: Dollars and Sense, Family, Life Planning

6 Ways To Save Money on Groceries

December 14, 2020 by Bob Leave a Comment

If you are looking for some genuine ways to save money on your weekly shop, look no further. I am going to take you through 6 life hacks for budget buying. Let’s get into it! 1 – Reduce meat consumption  Meat is in high demand. For this reason, choice cuts have risen in price in recent […]

Filed Under: Dollars and Sense, Economy

Rising National Debt Makes Roth IRA a Good Choice

April 13, 2018 by Joe Plemon Leave a Comment

credit: epicharmus Assuming you are investing for future retirement, you should seriously consider the Roth IRA (Individual Retirement Account). I am already a huge fan of the Roth, but as the national debt increases with federal bailouts and stimulus packages, the Roth is looking better all of the time. Let me explain. With the traditional […]

Filed Under: Debt, Economy, Random

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