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Personal Finance By The Book

Personal Finance By The Book

5 Tips for Organizing Family Chores

April 5, 2021 by Bob Leave a Comment

Family Chores

If you are too busy every day to figure out which chores still need to be done and which person should do each task, it is time to organize your household’s chores. A chore chart is an excellent way to keep track of the household and each person’s responsibilities. Sometimes simply having a routine can […]

Filed Under: Family

Cash Value Life Insurance | What to Know Before You Buy

March 15, 2021 by Bob Leave a Comment

If you’re thinking of getting life insurance for the security of your loved ones, then it’s important to make a good decision. This starts with picking the right type of coverage. One of the most popular forms of life insurance is universal life insurance. Universal life insurance is a permanent plan—meaning it covers you for […]

Filed Under: Family, Insurance, Life Planning

Understanding Student Loan Forgiveness

March 12, 2021 by Bob Leave a Comment

Several programs provide student loan forgiveness. Students would need to qualify for each program’s specific requirements before receiving any benefits. Although numerous agencies and organizations offer student loan forgiveness, the strict requirement makes it hard to qualify.  The student loan is one of the largest debts in the United States. In 2020 alone, almost 70% […]

Filed Under: Student Loans

What Is Universal Life Insurance | Should I Buy It?

February 23, 2021 by Bob Leave a Comment

There are many kinds of life insurance products available on today’s market. One of the more popular ones is universal life insurance. While universal life insurance is a recognizable type of insurance, not many people know much about it. What is universal life insurance? Universal life insurance is insurance that you pay throughout your life. […]

Filed Under: Family, Insurance, Life Planning

US Cities Where Your Money Stretches the Farthest

January 22, 2021 by Bob Leave a Comment

city costs

Different cities across the United States have different costs. Why? Usually, in densely populated cities, the living costs will be higher because jobs typically pay more. Are you wondering what are the cheapest cities across the US? If so, you aren’t alone. To help you understand which cities allow you to stretch your paycheck the furthest, we […]

Filed Under: Money

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