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Personal Finance By The Book

Personal Finance By The Book

2022’s Best Money-Saving Apps

November 8, 2022 by Bob Leave a Comment

We live in a modern age where money-saving apps can do a lot of the hard work for us, and it turns out that some are nothing short of amazing!

Filed Under: Money, Random Tagged With: apps, money-saving apps

How to Calculate Your Net Worth

May 6, 2022 by Bob Leave a Comment

So, you want to figure out your net worth. A person’s net worth is kind of like their net income. But in the sense that all liabilities or debts are subtracted from the value of their assets. The formula for calculating your net worth is the sum of your assets minus the sum of your […]

Filed Under: Random

New Changes for the 2022 Tax Season

February 18, 2022 by Bob Leave a Comment

Believe it or not, tax season is upon us. Taking your time to prepare all your tax documents and review your financial situation from the previous year is one of the best ways to ensure you do not rush to collect everything you need to submit the night before the tax filing deadline.  Another way […]

Filed Under: Random

How To Understand Your Debt-to-Income Ratio

February 15, 2022 by Bob Leave a Comment

Understanding your debt-to-income (DTI) ratio is important. Your DTI compares the amount of money you owe to your monthly income. It is a percentage that represents your gross monthly income. Everyone should know what their DTI is to promote financial growth and make better decisions with their money. If you do not know yours, it […]

Filed Under: Random

10 Tips for a Successful Garage Sale

February 14, 2022 by Bob Leave a Comment

Are you planning a garage sale to get rid of some things around your house? You can do some specific things that will drive more people to your garage sale, help you get rid of as much as you can, and make some money.  Keep reading if you want to ensure that your garage sale […]

Filed Under: Random

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