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Personal Finance By The Book

Personal Finance By The Book

The Best Ways To Pay for a Wedding

December 15, 2020 by Bob Leave a Comment

Your wedding is one of the most anticipated days in your life. However, planning a dream wedding is not an easy-breezy task. It requires a great deal of preparation, time, and effort. One of the biggest concerns is figuring out where and how to get enough funds to afford it without having to suffer financial […]

Filed Under: Dollars and Sense, Family, Life Planning

6 Ways To Save Money on Groceries

December 14, 2020 by Bob Leave a Comment

If you are looking for some genuine ways to save money on your weekly shop, look no further. I am going to take you through 6 life hacks for budget buying. Let’s get into it! 1 – Reduce meat consumption  Meat is in high demand. For this reason, choice cuts have risen in price in recent […]

Filed Under: Dollars and Sense, Economy

What is the Difference Between Saving and Investing?

August 13, 2014 by Joe Plemon 32 Comments

Most of us innately know that saving and investing are not the same, but do we understand the difference? Because clarity in this distinction can greatly impact one’s financial well being, realizing these difference is vital. The key is in two words: risk and liquidity. Savings are low risk funds that must be liquid (available) […]

Filed Under: Dollars and Sense, Investing

Lessons My Early Morning Paper Route Taught Me

December 9, 2013 by Joe Plemon 3 Comments

I never received an allowance, nor did I ever expect one.  My older siblings (there were six of us altogether) worked for their spending money, so I always assumed I would do likewise.   Although I picked up a few bucks mowing lawns in the neighborhood, at age 14 I sought and secured my first real […]

Filed Under: Dollars and Sense, Self Improvement

How Does a Payday Loan Work?

August 21, 2013 by Joe Plemon 4 Comments

A payday loan (also referred to a payday advance) is a small, short-term loan which is secured against the borrower’s next pay check. Most lenders will require some verification of employment or income, such as a pay stub or bank statement.

Filed Under: Debt, Dollars and Sense

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