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Personal Finance By The Book

Personal Finance By The Book

My Car Needs an Engine. Should I Sell it, Fix it or Junk it?

October 25, 2010 by Joe Plemon 119 Comments

My Car Needs an Engine, Should I...Sell it, Fix it, or Junk it?

In my Change Your Mindset and Save a Fortune: 200,000 Miles is the New 100,000 Miles post, I bragged about my plans to save fortune by driving  my sweet 1999 Cadillac DeVille at least 200,000 miles. Well, we have trouble in paradise: my Caddy has an engine flaw…a head gasket leak that cannot be repaired; […]

Filed Under: Dollars and Sense, Vehicles

Five Steps to Give You Power Over Purchase

October 20, 2010 by Joe Plemon 10 Comments

Have you ever made purchases you later regretted?  Me too.  I have written several posts about my Airstream purchase – one that I would have been better off avoiding. Let’s say you have planned and dreamed and saved for that car or TV or leather couch. Good for you. But slow down a bit before […]

Filed Under: Dollars and Sense

Does Financial Solvency Equal Security?

October 8, 2010 by Joe Plemon 8 Comments

Security: 1. Freedom from risk or danger; safety. 2. Freedom from doubt, anxiety, or fear; confidence. You have budgeted, worked two jobs and stopped eating out in order to dump your debt. Great job! You continued your diligence to save six months of expenses in your emergency fund. Fantastic! You sit back and say, “Wow. […]

Filed Under: Biblical Thoughts On Finance, Dollars and Sense

How to Avoid Christmas Debt Without Becoming a Grinch … 12 Great Tips

October 6, 2010 by Joe Plemon 37 Comments

How to Avoid Christmas Debt without becoming a Grinch

Were you still paying for Christmas 2009 in July of 2010? Did you have heart palpitations when you received your January credit card statements this year? Has the joy of giving become the duty of giving? Does Christmas giving spark spousal wars in your family? If you answered “yes” to any of these questions, I […]

Filed Under: Budgeting, Dollars and Sense

How Much is Your Pet Worth?

September 27, 2010 by Joe Plemon 25 Comments

Our beloved blue heeler is getting up in years –13 human years or 91 dog years. The workers at the Animal Shelter we rescued her from promised us that she would be very devoted to and protective of her owners. How true. Amanda is utterly devoted to Jan and me and, although her arthritic hips […]

Filed Under: Dollars and Sense

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