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Personal Finance By The Book

Personal Finance By The Book

7 Tips To Save Money at Baseball Games

July 25, 2011 by Tim 2 Comments

Seven Tips to Save Money at Baseball Games

One of my favorite things to do in the summer is to attend baseball games.  There’s just something fun about being a part of the crowd, sitting outside, and watching people cheer for the home team.  While I’m not a baseball fanatic (though it would seem so with the number of baseball articles I write..) […]

Filed Under: Dollars and Sense

5 Tips for Optimizing Your Jewelry Purchase

May 25, 2011 by Joe Plemon 11 Comments

If you are considering a jewelry purchase, you need to take the time to look before you leap. Why? Because jewelry is a purchase that most of us don’t make very often, and because it can be very expensive. These tips can help:

Filed Under: Dollars and Sense

9 Non-extreme Grocery Coupon Tips

May 4, 2011 by Joe Plemon 25 Comments

I am sure you have read about extreme couponers: people who after scanning, scrutinizing, analyzing and clipping, can buy a car load of groceries for pennies.  I salute these dedicated savers, but if you are not that person, don’t ignore coupons altogether. We are talking free money here, so give these simple, non-extreme tips a […]

Filed Under: Dollars and Sense

Selling Your House to Pay Off Debt: Good Idea or Bad?

March 23, 2011 by Joe Plemon 11 Comments

Your debt load is so heavy it is consuming your life.  Just when you feel there is no answer to your dilemma, you start eying the equity in your house.   Pressured by the stress of your debt, you begin considering the unthinkable: selling your house to pay off debt. Should you?  The answer is “maybe”.  […]

Filed Under: Debt, Dollars and Sense

What Really Qualifies as an Emergency?

March 21, 2011 by Tim 4 Comments

If you follow Dave Ramsey, you are aware that your very first priority is to establish a $1,000 emergency fund for those unexpected life events.   The point of this “Baby Step One” emergency fund is to provide you a buffer or fall back while you’re paying down debt with “gazelle intensity”.

Filed Under: Budgeting, Dave Ramsey, Dollars and Sense

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