After a long break from social activities, gyms are starting to open again. But in the new normal, you may want to think twice about signing up for a gym membership. Especially if you are the type of person that is conscious of your budget. When asking about the how, when, or why about gym […]
5 Feeble Excuses for Not Living on a Budget
Suppose you were hired to manage the funds for an entity which will be spending over $1.5 million dollars. Now imagine that your employer asks to see your budget report. If you say, “I don’t use a budget…I tried it once and it didn’t work,” do you think you would still have a job? Of […]
Envelopes: The Glue That Holds Your Budget Together
“I get worn out trying to track every dollar.” “It just didn’t work.” “I’m not a numbers cruncher.” “Budgets are just too complicated.” Sound familiar? These are just some of the reasons why Janice and I have struggled with budgeting over the years. We would diligently write the numbers on a yellow lined pad, but […]
What Keeps You Awake At Night?
A Discovery Health study indicates that 80 percent of respondents do not get enough sleep. Furthermore, the effects of sleep deprivation are much more profound than feeling a bit drowsy: memory loss, weight fluctuations, a weakened immune system and high blood pressure. And the number one cause, according to sleep.com web site, is stress. Some […]
You CAN Cope With Rising Gasoline Prices! Here’s How.
It’s happening again! Gasoline prices are on the rise and no one seems to know where they will stop. I realize that watching those prices escalate can be depressing, but I urge you to take a deep breath, reassess your finances, and make the appropriate adjustments. Prices may be skyrocketing, but the sky isn’t falling…you […]
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