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Personal Finance By The Book

Personal Finance By The Book

Steps for Adding to that Rainy Day Fund

January 4, 2022 by Bob Leave a Comment

You’ve probably heard of an Emergency Fund, but have you heard of a Rainy Day Fund? They might sound very similar, but they are different. Ideally, you want to have them both. This article will look at the difference and then give some tips for starting a Rainy Day Fund.  https://www.thebalance.com/do-you-need-a-rainy-day-fund-and-an-emergency-fund-4178821 Emergency Fund vs. Rainy […]

Filed Under: Budgeting Tagged With: rainy day fund, savings

Three Different Wealth Accumulation Strategies | Which Is Best for You?

October 22, 2021 by Bob Leave a Comment

There are many ways to accumulate wealth, but not all of them are right for everyone. You can invest, be frugal or even earn more. Everyone wants to have more money, but not necessarily everyone wants to work for it. Luckily, there are several ways that you can accumulate wealth according to what you are […]

Filed Under: Budgeting, Life Planning, Money, Self Improvement Tagged With: investing, money, savings, side hustles

Can the Digit Mobile App Help Non-Savers?

September 28, 2021 by Bob Leave a Comment

There are several tricks that you can use to save. Some set automatic deposits to a savings account, for instance. Others might divide their paycheck up into labeled envelopes to keep track of spending. This works for some people, but not everyone… and that’s where the Digit Mobile App finds its niche. So, does the […]

Filed Under: Budgeting, Money

The Best Diet for My Budget | Frugal and Healthy Foods

August 20, 2021 by personalfinancebythebook Leave a Comment

Many people shy away from starting a healthy diet, assuming it must be pricey and heavy on the wallet. The truth is, it is not that difficult to practice a lifestyle that improves your well-being and health. In fact, with some careful consideration, you can whip up some hearty meals to get the job done […]

Filed Under: Budgeting, Family, Shopping

4 Important Financial Lessons to Learn from the Pandemic

June 16, 2021 by Bob Leave a Comment

The COVID-19 pandemic caused financial struggles for many people all over the world. Despite the damage caused by the virus, there are still financial lessons that we can learn and bring with us into the future.  The 4 Lessons We gathered four crucial lessons that we should all do our best to learn from. Here […]

Filed Under: Budgeting, Debt, Dollars and Sense, Economy, Money

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