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Personal Finance By The Book

Personal Finance By The Book

5 Tips to Separate Financial Wants and Needs

May 10, 2022 by Bob Leave a Comment

For many people, deciding whether something is a ‘want’ or a ‘need’ can be incredibly difficult, especially if money is tight. However, many do not realize that learning to separate the two can seriously improve finances, allowing you to cut back on unnecessary spending and begin to save some money for when you need it. […]

Filed Under: Budgeting

14 Key Items People Forget to Budget For

April 15, 2022 by Bob Leave a Comment

A budget is the secret weapon that keeps things running smoothly at home. Of course, we all know the importance of budgeting for food, rent, travel, and so on – but what happens when the unexpected comes along? Here is our list of 14 essential items that people forget to budget for to help keep […]

Filed Under: Budgeting

Strategies to Save Money When Family Shopping

April 7, 2022 by Bob Leave a Comment

Clothing can be expensive, even for a single person. But unfortunately, clothing gets even more costly when you have a family that needs to be clothed. So, you might be wondering how you can save some money when outfitting your family with new clothes. Here are a few ways to save money when shopping for […]

Filed Under: Budgeting, Family

The Best Methods To Start Prioritizing Your Finances

March 23, 2022 by Bob Leave a Comment

money

Finance account for a large portion of your overall well-being. It can cause a lot of stress or create a safety net. How you handle your finances will directly impact your long-term financial stability. To achieve a well-rounded and financially stable life, you will need to prioritize your finances. How do I prioritize my finances? […]

Filed Under: Budgeting, Dollars and Sense Tagged With: Financial priorities

With Inflation on the Rise, What Foods Are Costing You the Most Money?

January 6, 2022 by Bob Leave a Comment

The most common, costly grocery store items are meat, dairy, and fresh produce. However, many grocery store item prices have increased drastically over the last 18 months due to the pandemic. Goods such as bottled water, cookies, and rice have increased the most.  If you have noticed that your grocery bill has been quietly getting […]

Filed Under: Budgeting Tagged With: Groceries, Inflation

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