If you follow Dave Ramsey, you are aware that your very first priority is to establish a $1,000 emergency fund for those unexpected life events. The point of this “Baby Step One” emergency fund is to provide you a buffer or fall back while you’re paying down debt with “gazelle intensity”.
How to Apply Scissors to Your Budget
If you’ve already set a budget, kudos to you! You’re already ahead of the game. The real challenge comes with keeping it and knowing which areas you should give some flexibility to and which ones are non-negotiable.
Spending Money You Do Not Have
Consumer debt in America has skyrocketed. According to the U.S. Treasury, consumer debt has jumped from $355 billion in 1980 to a staggering $2.4 trillion in 2010. With credit cards as one of the biggest culprits of America’s spending spree, it’s easy to see how we’ve fostered a society that thinks it’s OK to spend […]
The UnTithe | When Tithing Doesn’t Matter
There are a lot of great articles about tithing and why you should or shouldn’t tithe. Here are a few that stick out immediately: My Tithing Experience Don’t Let Tithing Rules Rob You of the Joy of Giving The Problem With Tithing Your Time 3 Reasons Why You Shouldn’t Tithe Did Jesus Teach Tithing? What […]
6 Negotiating Tips to Put You On Top
Have you ever felt trapped during a negotiation? You shouldn’t feel that way at all. If you’re trying to find the best deal, you need to be prepared to negotiate like a pro – and I’m confident you can if you remember these tips.
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