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Personal Finance By The Book

Personal Finance By The Book

What’s the Best Use of My Tax Return?

May 18, 2021 by Bob Leave a Comment

tax

Tax time is here, and many people will see substantial returns. Our first instinct is to spend the money on something we’ve wanted and to splurge on something we’d never usually buy ourselves, but that can lead to feelings of regret. The extra money is always welcomed, and there are always several ways to put […]

Filed Under: Taxes

Should We Be Worried About Inflation?

April 27, 2021 by Bob Leave a Comment

Inflation is often a thing that people hate to hear on economic news. That’s not a surprising reaction since inflation brings higher prices for goods and services. After its all-time low last year, inflation (and the interest rates) is starting to gain momentum once again. Should the public be worried about this development? What Is […]

Filed Under: Economy, Money

Is a Gym Membership a Good Choice for Your Budget?

April 9, 2021 by Bob Leave a Comment

gym membership

After a long break from social activities, gyms are starting to open again. But in the new normal, you may want to think twice about signing up for a gym membership. Especially if you are the type of person that is conscious of your budget. When asking about the how, when, or why about gym […]

Filed Under: Budgeting, Money, Self Improvement

5 Tips for Organizing Family Chores

April 5, 2021 by Bob Leave a Comment

Family Chores

If you are too busy every day to figure out which chores still need to be done and which person should do each task, it is time to organize your household’s chores. A chore chart is an excellent way to keep track of the household and each person’s responsibilities. Sometimes simply having a routine can […]

Filed Under: Family

Cash Value Life Insurance | What to Know Before You Buy

March 15, 2021 by Bob Leave a Comment

If you’re thinking of getting life insurance for the security of your loved ones, then it’s important to make a good decision. This starts with picking the right type of coverage. One of the most popular forms of life insurance is universal life insurance. Universal life insurance is a permanent plan—meaning it covers you for […]

Filed Under: Family, Insurance, Life Planning

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