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Personal Finance By The Book

Personal Finance By The Book

7 Ways Cross-Platform Services Will Impact Your Finances

January 14, 2022 by Bob Leave a Comment

The global pandemic saw an explosion in fintech services moving online to keep up with the growing demand for digital services. Therefore, many financial services such as banking and investing integrate mobile applications and online websites. Financial institutions have created innovative cross-platform services that combine digital convenience with the client satisfaction and connection associated with […]

Filed Under: Economy, Money

The Most Expensive Household Items You Are Buying Every Month, and How You Can Save

January 12, 2022 by Bob Leave a Comment

When shopping for household products, sanitary and cleaning products are essentials. They are among the long list you have made for yourself on the way to the grocery store. And so, you cannot help but wonder what the most expensive products would be before arriving at the local supermarket. Here are the five more expensive […]

Filed Under: Shopping

How To Remain Charitable After the Holidays

January 10, 2022 by Bob Leave a Comment

We all want to give to others, and many of us feel that spirit during the holidays. However, it is important to have that spirit of giving all throughout the year. Even if your wallet is strained, here are five ways to remain charitable while still staying within budget. Donate Organize Ask for Gift Donations […]

Filed Under: Self Improvement Tagged With: charity

With Inflation on the Rise, What Foods Are Costing You the Most Money?

January 6, 2022 by Bob Leave a Comment

The most common, costly grocery store items are meat, dairy, and fresh produce. However, many grocery store item prices have increased drastically over the last 18 months due to the pandemic. Goods such as bottled water, cookies, and rice have increased the most.  If you have noticed that your grocery bill has been quietly getting […]

Filed Under: Budgeting Tagged With: Groceries, Inflation

Steps for Adding to that Rainy Day Fund

January 4, 2022 by Bob Leave a Comment

You’ve probably heard of an Emergency Fund, but have you heard of a Rainy Day Fund? They might sound very similar, but they are different. Ideally, you want to have them both. This article will look at the difference and then give some tips for starting a Rainy Day Fund.  https://www.thebalance.com/do-you-need-a-rainy-day-fund-and-an-emergency-fund-4178821 Emergency Fund vs. Rainy […]

Filed Under: Budgeting Tagged With: rainy day fund, savings

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