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Personal Finance By The Book

Personal Finance By The Book

New Changes for the 2022 Tax Season

February 18, 2022 by Bob Leave a Comment

Believe it or not, tax season is upon us. Taking your time to prepare all your tax documents and review your financial situation from the previous year is one of the best ways to ensure you do not rush to collect everything you need to submit the night before the tax filing deadline.  Another way […]

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How To Understand Your Debt-to-Income Ratio

February 15, 2022 by Bob Leave a Comment

Understanding your debt-to-income (DTI) ratio is important. Your DTI compares the amount of money you owe to your monthly income. It is a percentage that represents your gross monthly income. Everyone should know what their DTI is to promote financial growth and make better decisions with their money. If you do not know yours, it […]

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10 Tips for a Successful Garage Sale

February 14, 2022 by Bob Leave a Comment

Are you planning a garage sale to get rid of some things around your house? You can do some specific things that will drive more people to your garage sale, help you get rid of as much as you can, and make some money.  Keep reading if you want to ensure that your garage sale […]

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Five Items That Are Worth the Splurge | Great Long-Term Investments

February 1, 2022 by Bob Leave a Comment

Though you can get away with frugal purchases in many areas of life, there are five things that you should never skimp on: A high-quality mattress A solid set of tools Baby supplies Attire and footwear Your physical and mental health Here is why these five things are always worth the splurge. A high-quality mattress […]

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Top 10 Affordable Cities To Retire in the U.S.

January 14, 2022 by Bob Leave a Comment

It is never too early to start planning your retirement destination. Whether you are ready to retire or years away, there is no reason why you cannot start preparing for your dream location today. Chances are that you are looking for affordable cities that offer mild weather, fun activities, top-notch healthcare services, and a low […]

Filed Under: Retirement

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