Long Term Care Insurance (LTCI) is for anyone who has assets they want to protect should extended nursing care occur. Therefore, unless you are very, very wealthy or have few assets, Long Term Care Insurance is something you should consider. When I say very, very wealthy, I am talking about anyone who can handle $1 […]
Can You be “Called” Without Talent?
Career coach Dan Miller shares this question from one of his readers, “I love to share my faith with others and I seem to have many natural talents, skills and abilities suited for a minister. Many people have even suggested I enter the ministry. However, I believe that no matter how suited someone may be for […]
How to Work Out Settlements With Debt Collectors
Last week I popped a few buttons sharing how my son Jeremy and his wife Erin worked and sacrificed to eliminate all of their debt ($21,500) in their first year of marriage. I mentioned in that post that Jeremy and Erin had negotiated settlements on two old debts that had been sold to collectors. In […]
How to Avoid the Negative Influences of the Wealth Effect
photo credit: KrissZPhotography What is the Wealth Effect? Did you know that recessions are good for your savings account, but a booming economy tends to drain your savings? It’s true. In April, 2005, when the stock market was booming, personal savings in the United States dipped to 1% but jumped to as high as 6% […]
The Hezekiah Syndrome: Will Our National Debt Enslave Future Generations?
photo credit: Kevin Krejci How would you respond if you were told that your children and grandchildren are going to be enslaved by an evil dictator after you die? This is exactly what Hezekiah was told by the prophet Isaiah (see 2 Kings 20:16-18). And how did the King respond? Hezekiah said to Isaiah, “’If […]
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