I once had a basketball coach who was a nice guy. He cheered for me when I did well and he cheered for me when I didn’t do well. In fact, he was so nice that he seldom pointed out my mistakes.
5 Ways to Stretch Your Christmas Budget
The shock of that January credit card statement motivated you to start your 2010 Christmas Club account and avoid Christmas debt this year. Good for you. So far you haven’t charged a single penny. Great! Just one small problem: your gift list is longer than your budget. Take a deep breath. You are going to […]
Do You Know How To Receive Gifts?
Eph 2:8-9 “For by grace you have been saved through faith. And this is not your own doing; it is the gift of God, not a result of works, so that no one may boast.” Ima Jean, 82, is a widowed family friend who lives alone in a distant city. The last time Janice and […]
Why America Is Doomed to Debt
Fixing the national debt is not about politics or economics; it is about human nature.
Accomplish More by Doing Less
“OK Joe”, you say, rolling your eyes, “this is starting out like a cheesy infomercial. Exactly what are you pushing?” I am glad you asked. Accomplishing more by doing less is indeed counter-intuitive to the way we think. Doing more, we reason, always equates to accomplishing more. But does it? How would you answer this […]
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