photo credit: César Rincón The very word “resolution” implies effort, work and resolve. Making one is a dreary prospect…we grit our teeth and summon up our determination, but deep inside we know that it probably won’t last. Then we console ourselves with the knowledge that at least we tried. This year why not try something […]
How to Purchase Long Term Care Insurance: Ten Great Tips
Long Term Care Insurance (LTCI) is for anyone who has assets they want to protect should extended nursing care occur. Therefore, unless you are very, very wealthy or have few assets, Long Term Care Insurance is something you should consider. When I say very, very wealthy, I am talking about anyone who can handle $1 […]
What to do With $60,000
photo credit: h.koppdelaney A reader asked me the following question: “My parents, in their late 70’s, have no financial needs and a substantial emergency fund. In addition to the emergency savings, they also have $60,000 in a passbook savings account which they don’t know what to do with. They are not interested in taking much […]
How to Prosper by Celebrating Your Marital Differences
photo credit: Dave or Atox Married couples: you are acutely aware that you and your spouse are very different. One of you loves to talk; the other is quiet. One is goal oriented; the other embraces the journey. One is punctual; the other tardy. One is introverted while the other is an extrovert. One is […]
Five Reasons You Need a Will
I recently read this statistic: 70% of Americans have done no estate planning whatsoever. It is therefore reasonable to believe that at least 7 out of every 10 people reading this article do not have a will. Whatever excuse you are using, my guess is that it is pretty flimsy. Read on for five reasons […]
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