Our normal anxieties in dealing with insurance companies are based on the concern that we won’t be sufficiently compensated. However, not everyone fits this mold. This post is based on an email from one of my clients (I will call her Carol) who, because she had been injured in an auto accident, is in the […]
Why Joe and Jan Do Not Have Long Term Care Insurance
In spite of what the title seems to infer, this post is not about the pros and cons of Long Term Care Insurance (LTCI); it is simply a post about Joe and Jan … and why they don’t have Long Term Care Insurance. Some background The year before I turned 60, I started researching Long […]
How to Purchase Long Term Care Insurance: Ten Great Tips
Long Term Care Insurance (LTCI) is for anyone who has assets they want to protect should extended nursing care occur. Therefore, unless you are very, very wealthy or have few assets, Long Term Care Insurance is something you should consider. When I say very, very wealthy, I am talking about anyone who can handle $1 […]
Basic Questions on Life Insurance Basics: Part 2
photo credit: Mike Thoma Welcome to our two part series on life insurance. As indicated in part one, my purpose is not to give an all inclusive explanation of life insurance but a primer which should help you better understand what you have and what you need. In our previous post we covered the following […]
Life Insurance Basics: Part One
photo credit: tinou bao If your response, when asked what kind of life insurance you have, is “The kind Snoopy likes”, then you need to read this article. While not intended as an all inclusive explanation of life insurance, it will serve as a primer to help you better understand what you have and what […]