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Personal Finance By The Book

Personal Finance By The Book

Why I Put a New Engine in My Old Cadillac

January 18, 2012 by Joe Plemon 6 Comments

My post “My car needs a new engine.  Should I sell it, fix it, or junk it?” from October, 2010 received quite a few comments, with many recommendations to sell it, quite a few to fix it, but only a couple who thought I should replace the engine.  Since that time, I have continued to […]

Filed Under: Dollars and Sense, Vehicles

7 Weird Ways to Save in 2012

January 16, 2012 by Tim 4 Comments

For as long as I can remember, I’ve always had a New Year’s goal to save a certain amount of money.  Usually it was for a specific item like a car, vacation, or to pay off student loans.  For some, their goal to save more money revolves around looming credit card debt, which is at […]

Filed Under: Dollars and Sense

Why You Should Resolve to be Weird This Year

January 4, 2012 by Joe Plemon 4 Comments

Have you heard these? “Isn’t the average credit card debt something like $15,000?  My $12,000 isn’t all that bad, is it?” “Yes, I pay $600 monthly on car payments, but everyone has car payments.” I have — in fact I heard these two statements in the past two weeks:  people justifying their dismal financial standing […]

Filed Under: Dollars and Sense, Self Improvement

7 Ways to Winterize Your Home

December 14, 2011 by Tim 2 Comments

With the temperatures dropping fast, it’s time for you to start thinking about winterizing your home.  A few steps can help your home stay energy efficient without sacrificing your family’s comfort.  Most of these things can be done in a day, so take some time this week to check these off of your to-do list.

Filed Under: Dollars and Sense

How I Got Frontier to Lower My Rates

November 30, 2011 by Joe Plemon 6 Comments

I wish I could say that I am a savvy customer – one who is always a step ahead of each and every vendor – but that would be a lie.  I am not that person.   However, almost by accident, I recently managed to get Frontier to lower the rates on my bundled (TV-telephone-internet) plan.

Filed Under: Dollars and Sense

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