photo credit: robynejay Memo to Benjamin Franklin: “Mr. Franklin, the wisdom of your classic adage is timeless. A penny saved is indeed a penny earned. However, at the risk of trampling on hallowed ground, I would suggest that ‘A penny saved is better than a penny earned.’ I realize that your original rolls easily off […]
A Letter From My Uncle Sam
Dear Nephew Joe, I know that you have been doing this personal finance blog thingy for a while now, so I figured some tips from your uncle would be appreciated. I don’t want to come across as sanctimonious but you really need to understand that you are off track on much of what you purport.
People Are Begging for Financial Help. Five Things You Can Do
photo credit: vtdainfo The Recession is having some positive spin offs. A report from Mintel Comperemedia revealed that, because of the current economic crises, three in four adults are trying to increase their financial know how. Susan Menke, VP at Mintel Compermedia, comments: “The recession was a wake-up call for many Americans. They now feel […]
Reverse Mortgages Part One: Digging Beneath the Surface
photo credit: LordFerguson A great financial principle is “Don’t buy anything you don’t understand.” If everyone lived by that adage, I have a hunch that very few reverse mortgages would be sold. Regular mortgages are confounding enough without being challenged to think in reverse. Just the term “payment” in a reverse mortgage can mystify the most savvy […]
Lessons Irvin Taught Us on Driving, Finances and Life
photo credit: Jesus Vivas Irvin Smith was more than a father-in-law to me. I would like to believe that I was more than a son-in-law to him. He lived an unpretentious life: a “real” Christian man who demonstrated his faith instead of preaching it. Irvin was utterly devoted to his wife and to his two […]
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