Marti had begun to see a pattern in her life. In her words, “When someone needs four hours with me, I can’t say no. But when I need someone for ten minutes, I can’t ask for help. Is there a computer chip in my brain I could replace?” Jim had never been able to say […]
How We Vacation For $500
A great vacation should allow you to get away, relax and have fun. For me (and I assume for you), relaxing and having fun is impossible if it isn’t affordable. This post will share some tips that Jan and I have used over the years and will conclude with the breakdown of our upcoming $500 […]
To Buy or Not to Buy? The “Cost Per Use” Method
Which is a better purchase: a $500 winter overcoat or a $20 T-shirt? Should you buy a 7 passenger car or will the 5 passenger one do? When is Netflix a better deal than purchasing the DVD? How much extra can you justify paying for a guest room in a house? These and many other […]
Which Comes First: Earning or Saving?
Free Money Finance’s recent post, The Seven Pillars of Financial Success: Pillar 1: Spend Less Than You Earn emphasizes the absolute priority we must give to this principle in order to prosper financially. Based on Proverbs 21:20, “In the house of the wise are stores of choice food and oil, but a foolish man […]
What is “Strategic Default” and Should You Consider It?
Strategic Default, according to Wikipedia, is “the decision by a borrower to stop making payments (i.e. default) on a debt despite having the financial ability to make the payments.” This practice is particularly associated with residential and commercial mortgages in which, because of a substantial drop in the value of the real estate, the property […]
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