I once had a basketball coach who was a nice guy. He cheered for me when I did well and he cheered for me when I didn’t do well. In fact, he was so nice that he seldom pointed out my mistakes.
5 Ways to Stretch Your Christmas Budget
The shock of that January credit card statement motivated you to start your 2010 Christmas Club account and avoid Christmas debt this year. Good for you. So far you haven’t charged a single penny. Great! Just one small problem: your gift list is longer than your budget. Take a deep breath. You are going to […]
Why I Said “Yes” … and then “No” to My Cell Phone Protection Plan
Let me state unequivocally that I don’t do protection plans or extended warranties. Not for a television or a dishwasher or a vehicle. Instead of forking over an extra 5 bucks every month for everything I ever purchase, I smugly self insure by keeping my emergency fund intact. Besides, when Dave Ramsey says that 50 […]
How Do You Define Wealth? Hope for the Little Guy.
Which of these two families would you consider to be wealthy? 1. Mr. and Mrs. Charles Bobbins. Charles is a forty one year old fireman. He and his wife, a secretary, have a combined annual income of $55,000 and a net worth of $460,000. Their low consumption lifestyle would enable them to sustain themselves for […]
Eight Win-Win Tips For Boomerang Kids and Their Parents
Grown children returning home is not a new phenomena; it has historically complemented recessions, high unemployment and simple financial survival. As you might expect, boomeranging children have become more common in recent years. According to a poll by Pew Research Center, nearly 1 in 7 parents with grown children had a “boomerang kid” move back […]
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