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Personal Finance By The Book

Personal Finance By The Book

Which Winnie the Pooh Character Are You?

March 9, 2011 by Joe Plemon 24 Comments

One reason the Winnie Pooh characters created by A. A. Milne have lasted for decades is the uniqueness of their personalities.  Most of us know real life life Tiggers, Eeyores and Poohs.  In fact, most of us can see some of these three in our own lives. I don’t claim to know exactly how these […]

Filed Under: Dollars and Sense, Self Improvement

Reader Asks About Selling Home to Pay Off Debt

February 21, 2011 by Joe Plemon 8 Comments

Readers sometimes ask for my advice, as in today’s post.  Although the advice I give might be worth what they paid for it, I strive to do my best.   Following is a copy of an actual email (without names), along with my response.  I would love to hear your thoughts on whether this family should […]

Filed Under: Dollars and Sense, Life Planning, Retirement

Help, My Spouse is Out Of Financial Control!

February 9, 2011 by Tim 7 Comments

Help My Spouse is Out of Financial Control

We don’t need a statistic to tell us that money can be a sensitive subject in marriages.  How many of you married couples can attest to the stress that financial matters can bring on a marriage? The good news is that you can overcome financial difficulties and learn to manage your finances over time.  The […]

Filed Under: Dollars and Sense, Self Improvement

When a Great Deal Isn’t So Great

February 7, 2011 by Joe Plemon 13 Comments

Jan and I recently said “no” to a great deal. I will tell you all about it in a second, but first you need a bit of background information. Background info 1: Jan and I are currently involved in a house flip project which, because we are “cash only” investors, has dropped our savings to, […]

Filed Under: Dollars and Sense, Family

How To Save Money When You Least Expect It

February 2, 2011 by Tim 10 Comments

One of the best ways to increase your cash flow is to decrease your spending.   Yes, you could cut out cable TV,  drive an older vehicle,  or find the cheapest IPhone plan, but I want to show you a few ways to save money where you least expect it. The savings may not be monumental, […]

Filed Under: Budgeting, Dollars and Sense

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