Paying your mortgage early can be relatively pain free, but, before getting started, you need to take care of some basic prerequisites. I recommend that you:
How Does a Payday Loan Work?
A payday loan (also referred to a payday advance) is a small, short-term loan which is secured against the borrower’s next pay check. Most lenders will require some verification of employment or income, such as a pay stub or bank statement.
What Keeps You Awake At Night?
A Discovery Health study indicates that 80 percent of respondents do not get enough sleep. Furthermore, the effects of sleep deprivation are much more profound than feeling a bit drowsy: memory loss, weight fluctuations, a weakened immune system and high blood pressure. And the number one cause, according to sleep.com web site, is stress. Some […]
Is Buying a New Car For Zero Percent Interest Loan a Good Idea?
My friend Larry recently asked me a good question that led to a challenging question: “Joe, isn’t it true that everyone needs to be putting aside money every month for a car fund?” Joe, “Well, yes. Although some may be wealthy enough to have a nest egg generating vehicle purchase money, the vast majority of […]
4 Reasons You Should Not Use Your 401k to Pay Off Your Credit Card
Q: We have $30,000 in credit card debt and it seems it will take forever to get it paid off. Should I use money from my 401(k) to pay off that debt? I am 35 years old. A: I realize, when you see that money sitting in your 401(k), that there is a temptation to […]
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