There are multiple strategies for repaying debts, and which one is the best for you will depend on what you view as most important. The most important things to consider are: Keeping morale up, Saving money, and Ensuring the plans will work. We will examine why you may need a debt repayment strategy, learn about […]
What Are the Downsides of Deferring a Student Loan?
Currently, many young adults are accumulating debt to go to college. They take out loans and often have trouble paying off those loans after graduation. There are some options for cash-strapped graduates. For some, loan deferment is a lifesaver. For others, it only causes more problems. What Is Student Loan Deferment? Student loan deferment is […]
4 Important Financial Lessons to Learn from the Pandemic
The COVID-19 pandemic caused financial struggles for many people all over the world. Despite the damage caused by the virus, there are still financial lessons that we can learn and bring with us into the future. The 4 Lessons We gathered four crucial lessons that we should all do our best to learn from. Here […]
Rising National Debt Makes Roth IRA a Good Choice
credit: epicharmus Assuming you are investing for future retirement, you should seriously consider the Roth IRA (Individual Retirement Account). I am already a huge fan of the Roth, but as the national debt increases with federal bailouts and stimulus packages, the Roth is looking better all of the time. Let me explain. With the traditional […]
Your Small Business Doesn’t Need A Loan
Something like 90% of small businesses fail. That’s a pretty pathetic statistic. I know this is a personal finance website, but (surprisingly?) small business loans are a personal finance issue. Let me explain.
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