Did you read about the money which was fluttering through the air recently on Interstate 270 in Maryland? Two plastic bags containing about $5,700 in bills and coins fell from an armored truck and seemed fair game for motorists. In fact, according to one witness, about 30 cars pulled over and began grabbing handfuls of […]
Why Our Spiraling National Debt Makes the Roth IRA a No Brainer
If you could lock in your gasoline price today with the guarantee that it will never go up, wouldn’t you do so? Of course you would. I wish I knew how, but I don’t. However, I do know a way that you can lock in your income tax rates today so that you don’t have […]
Let Me Tell You About My Great Wealth
I realize that writing about my great wealth smells of braggadocio, but hear me out: I take no credit because my role has always seemed more passive than active. This wealth, you may have guessed, is of a nature which transcends any monetary standard. Based on the following three criteria, my net worth is at […]
Frugal Is Not the Same As Cheap
Have you ever been called “cheap” by someone whose spending is out of control? How do you react? Hopefully, you can simply smile and consider this designation as a backhanded affirmation that your frugality is being noted. Of course you may indeed be a cheapskate: always pinching every penny, never being satisfied with however much […]
Are Separate Checking Accounts a Harbinger of Marital Problems?
In my financial counseling practice, I occasionally meet a couple who operates their household budget from two separate accounts: a “his” account and a “her” account. When I ask them why, they normally respond with, “I am not sure” or “We have always done it this way” or “I like to control my own money” […]
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