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Personal Finance By The Book

Personal Finance By The Book

Joe Plemon: Financial Writer

Credit Card Alert: Read the Fine Print

January 6, 2010 by Joe Plemon 2 Comments

photo credit: xJasonRogersx Credit card legislation and new Federal Reserve rules which passed last year are consumer friendly, but don’t expect credit card companies to make things easy for their customers. Some of the changes have already gone into effect, but the majority of the them will take effect on February 22, with more scheduled […]

Filed Under: Credit Cards

Are You Eating Your Retirement?

January 4, 2010 by Joe Plemon 14 Comments

photo credit: mtungate I recently read two seemingly unrelated articles, which, when dovetailed together, become the basis for this post. The first, a recent Principal Financial Well-Being survey, indicates that less than one third of Americans are setting aside what they think they need to for retirement. The second, from the “The Culinary Review”, tabulated […]

Filed Under: Retirement

Don’t Make New Year’s Resolutions; Fulfill Your Dreams Instead

January 1, 2010 by Joe Plemon 1 Comment

photo credit: César Rincón The very word “resolution” implies effort, work and resolve. Making one is a dreary prospect…we grit our teeth and summon up our determination, but deep inside we know that it probably won’t last. Then we console ourselves with the knowledge that at least we tried. This year why not try something […]

Filed Under: Life Planning

Four Guidelines for Becoming a Discerning Giver

December 28, 2009 by Joe Plemon 4 Comments

photo credit: Alex E. Proimos Christmas is the season when we celebrate God’s gift to us: his son. God gave this gift to mankind and thus to each and every one of us. It is a gift any of us can receive but none of us deserve. Because this gift was given to everyone, it […]

Filed Under: Biblical Thoughts On Finance, Dollars and Sense

Christmas Giving Self Exam: How Did You Do?

December 23, 2009 by Joe Plemon 2 Comments

While your 2009 Christmas giving is still fresh in your mind, I challenge you to do a self exam on how well you did. Hopefully, a check up today will help you improve next year. Simply ask yourself the following questions: photo credit: Jonas N

Filed Under: Dollars and Sense

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