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Personal Finance By The Book

Personal Finance By The Book

Joe Plemon: Financial Writer

Should You Hire a Real Estate Broker to Sell Your House?

January 20, 2010 by Joe Plemon 4 Comments

Should You Hire a Real Estate Broker to Sell Your House

Before I go any further, I will state unequivocally,  “It depends.” Not everyone needs to hire a broker. But what should you consider before making your decision? Just like buying anything else, you should balance the cost against the benefit to determine which way the scales tip. Hopefully, this article will explain these costs and […]

Filed Under: Dollars and Sense, Random

What Is The Real Cost of Debt?

January 18, 2010 by Joe Plemon 15 Comments

  Your debt is costing you. No shocker there. But how much? And in what ways? My guess is that you are being affected in ways you don’t realize. So let’s explore: what is the real cost of debt?

Filed Under: Debt

Serving, Blogging, Money and Motives

January 15, 2010 by Joe Plemon 2 Comments

photo credit: lululemon athletica In the Dumps I passed my six month blogging anniversary the other day and found myself struggling with discouragement. Although I went into this endeavor fully realizing that I shouldn’t expect amazing results within the first six months, I still had hoped for more. My visitor count seemed to be stuck […]

Filed Under: Biblical Thoughts On Finance

Is There Such a Thing as Good Debt?

January 13, 2010 by Joe Plemon 17 Comments

Is There Such a Thing as Good Debt?

I confess at the outset that the phrase “good debt” sounds like an oxymoron to me. Because I view “debt” with great negativity, attaching the word “good” to it doesn’t quite resonate. I also confess that I am not sure that I can be absolutely objective in answering the “good debt” issue because “good” and […]

Filed Under: Debt

My Love File: 14 Critical Items

January 11, 2010 by Joe Plemon 4 Comments

photo credit: aWee Dave Ramsey calls it a Love File, and, because I can’t think of a better name, I do too. What am I talking about? Ask yourself this question, “If I was to die unexpectedly, would my spouse know where to find the important documents she would need?”

Filed Under: Life Planning

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