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Personal Finance By The Book

Personal Finance By The Book

Joe Plemon: Financial Writer

How to Get What You Really Want: Give it Away

April 16, 2010 by Joe Plemon 14 Comments

photo credit: CIAT – International Center for Tropical Agricultu I have a friend who is a giver. Although near 70, he is the first to show up when anyone has any type of need. Be it pitching in to help remodel a house or chain sawing fallen trees after a storm or simply helping to […]

Filed Under: Biblical Thoughts On Finance

Airstream Saga Continues: Jan and I Second Guess Our Decision

April 14, 2010 by Joe Plemon 10 Comments

Many of you will remember reading about the Airstream camper my wife and I purchased last fall. Previous posts of this ongoing saga are Airstream and Irvin, a Nostalgic Adventure,  Airstream Update: Did We Create a Monster? , and Update on Airstream – Not Good News.

Filed Under: Budgeting, Dollars and Sense

New Study on 401(k): Failed Experiment or Solid Plan?

April 12, 2010 by Joe Plemon 10 Comments

photo credit: pfala From its high in October 2007 through its low in March 2009, the S & P Index fell nearly 57%.  Many 401(k)s likewise plummeted drastically, forcing many to delay or scale back their retirements and bringing on the chorus of “failed experiment” in describing the 401(k) strategy.  But is it? A recent […]

Filed Under: Retirement

The Fair Tax: Is It Too Good To Be True?

April 7, 2010 by Joe Plemon 22 Comments

Close your eyes and dream for a moment. Ready? OK. The IRS was just dissolved. No more federal income taxes. No Social Security/Medicare taxes either. Or capital gains taxes or gift taxes or estate taxes or self-employment taxes or corporate taxes. Could this ever become a dream come true? If the advocates for the Fair […]

Filed Under: Dollars and Sense, Taxes

With Apologies to Dave Ramsey, One Size Doesn’t Always Fit All

April 5, 2010 by Joe Plemon 41 Comments

With Apologies to Dave Ramsey - One Size Doesn't Always Fit All!

Before you jump to the wrong conclusion, let me state that the purpose of this post is not to trash Dave Ramsey. Just check my “About” page to read how Dave, his teachings and his books have turned my life around. You will also read that I am a Dave Ramsey certified counselor. I drank […]

Filed Under: Dave Ramsey, Dollars and Sense, Life Planning

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