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Personal Finance By The Book

Personal Finance By The Book

Joe Plemon: Financial Writer

Lessons From a Thanksgiving Miracle

November 25, 2013 by Joe Plemon 3 Comments

The Pilgrims’ first winter after arriving at Plymouth was a tragic one – about half of the original 102 adventurers died from exposure, scurvy and outbreaks of contagious disease.  When spring came, the survivors, weakened by illness and malnutrition, experienced an astonishing miracle: a visit from an Abenaki Indian who greeted them in English. Several […]

Filed Under: Biblical Thoughts On Finance, Random

How Does a Payday Loan Work?

August 21, 2013 by Joe Plemon 4 Comments

A payday loan (also referred to a payday advance) is a small, short-term loan which is secured against the borrower’s next pay check. Most lenders will require some verification of employment or income, such as a pay stub or bank statement.

Filed Under: Debt, Dollars and Sense

5 Items You Should Always Buy Used

July 12, 2013 by Joe Plemon Leave a Comment

Buying new has its good points: you may receive a warranty, you can return the item if it is defective, and you simply enjoy the feeling of being the first-time owner. However, the cost savings of buying certain items used greatly outweighs these good points. Five such items are: 1. Automobiles A new vehicle depreciates […]

Filed Under: Dollars and Sense

How Do You Measure Success?

June 28, 2013 by Joe Plemon 11 Comments

Last fall, at a class reunion in Palm Springs, CA, 39-year-old Steven Burton wore dress Navy attire displaying the Navy Cross, the highest medal that can be awarded by the United States Department of the Navy. This award is given for “extreme gallantry and risk of life in actual combat with an armed enemy force […]

Filed Under: Life Planning, Random

Should You Trade Cars in Order to Get Better Mileage?

June 12, 2013 by Joe Plemon 2 Comments

Calculating how much money you could save by switching to a car which gets better gas mileage is simple math. However, because other factors normally apply, your car decision is not always simple. Start with the Math If you are going to pay more money for a car which gets better mileage, you should calculate […]

Filed Under: Dollars and Sense, Vehicles

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