Janice and I have a framed envelope hanging in our house. This envelope is unassuming; it has no return address, no first name, a misspelled last name, and 88 cents postage due. Yet it is a vivid reminder of God’s answers to prayer.
Social Security Strategies For Married Couples
Married couples: Social Security is complicated and don’t let anyone tell you otherwise. Is either of you (or both of you) close to retirement age? Are you wondering if you should start earlier or later? Before you decide, make sure you understand these two aspects of Social Security: “spousal benefit” and “surviving spouse benefit”. Let’s […]
Why Following Christ = Better Money Management
Jesus never sugar coated his message – rather than inviting any and all to follow him, he consistently spurned those who weren’t willing to lay their very lives on the line. Because following Jesus meant embarking on a life of sacrifice and suffering, there was no place for half – hearted commitments. It had to […]
How to Pay Off Your House (and everything else) Early
“It seems like we will be making house payments forever. We owe $140,000 at 6% interest and are paying $1000 a month. How much sooner could we pay off our mortgage early if we started paying an extra $100 a month?”The above is a hypothetical question, but it could be you. There are two answers: […]
A Great Phone Call
As you may know, I am a self employed financial counselor, meaning that I help people devise a plan to reach their financial goals. I wish that I could say that every story has a happy ending, but life is real and story book endings don’t always happen. You may remember reading The Sad Tale […]
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