Q: Joe, I am 48 years old and have not yet made any plans for my retirement. I realize that I should have started years ago, so I am anxious to begin investing. My wife and I have a good income ($7000 a month take home pay). We also have $25,000 in credit card debt […]
5 Feeble Excuses for Not Living on a Budget
Suppose you were hired to manage the funds for an entity which will be spending over $1.5 million dollars. Now imagine that your employer asks to see your budget report. If you say, “I don’t use a budget…I tried it once and it didn’t work,” do you think you would still have a job? Of […]
Moses’ Amazing Choice: The Key to His Greatness
Moses, by any standard, was a great man — he was instrumental in liberating an entire nation from slavery. Yet his path toward this success was cluttered with obstacles, the most prominent being the huge wealth at his fingertips by virtue of being an adopted son of the leader of richest nation in the world.
Lessons My Early Morning Paper Route Taught Me
I never received an allowance, nor did I ever expect one. My older siblings (there were six of us altogether) worked for their spending money, so I always assumed I would do likewise. Although I picked up a few bucks mowing lawns in the neighborhood, at age 14 I sought and secured my first real […]
Recipe for Greatness…It May Surprise You
photo credit: neyugnd “Whoever wants to be great must become a servant.” (Mark 10:43 MSG) Tale of two bosses During my last two summers before graduating from college, I worked as an engineering apprentice on the construction of Interstate 57 in southern Illinois. I was on a survey crew that first summer, driving hundreds of […]
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