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Personal Finance By The Book

Personal Finance By The Book

Joe Plemon: Financial Writer

Retirement Redefined: 5 Simple Tips You Hadn’t Considered

July 11, 2011 by Joe Plemon 8 Comments

The traditional view of retirement — working for the same company your entire career and then retiring to draw a lifetime pension — is a thing of the past. Yes, some government workers continue to retire with paid pension plans, but as states and municipalities continue to fight for survival, these pension plans will also […]

Filed Under: Life Planning, Retirement, social security

A Long Term, High Yield Investment. Guaranteed!

July 8, 2011 by Joe Plemon 4 Comments

Tell me if you have heard this one, “Hey buddy. Have I got a deal for you! This is a zero risk high yield investment which will pay huge dividends. Guaranteed!” Sleazy and cheesy, huh? But don’t walk away just yet. There really IS such an investment …one that will pay dividends forever! In fact, […]

Filed Under: Biblical Thoughts On Finance, Investing, Life Planning

Debt Consolidation and Debt Settlement: Know the Difference

July 4, 2011 by Joe Plemon 5 Comments

Debt Consolidation and Debt Settlement Know the Difference

Whereas debt consolidation companies and debt settlement companies have some similarities (with both, you send one monthly payment in lieu of several), they are, in reality, quite different. Allow me to explain.

Filed Under: Debt

Should Christians Participate in Boycotts?

July 1, 2011 by Joe Plemon 4 Comments

“Boycott”, according to Wikipedia, is “an act of voluntarily abstaining from using, buying, or dealing with a person, organization, or country as an expression of protest, usually for political reasons.” Of course many groups boycott for a number of reasons. PETA boycotted KFC as an animal rights issue. After the Deep Water Horizon oil spill, […]

Filed Under: Biblical Thoughts On Finance

Should a College Student Invest for Retirement?

June 29, 2011 by Joe Plemon 19 Comments

I recently received a delightful letter from a college student who wanted my advice about investing for retirement. I say delightful because I simply don’t get many money management for college students requests, especially about retirement planning. 

Filed Under: Investing, Retirement

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